Currency, Banks and Payment methods in Curacao
The official currency of the
The NAF is linked to the US dollar at a fixed rate of US$1 = NAF1.78
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Banks in Curacao
Banks are normally open between 08.00 and 15.30 Monday to Friday. International bankcards are accepted and foreign currency
is easily exchanged. Personal identification is compulsory. The airport bank is open from 08.00 to 20.00 Monday to Saturday and
from 09.00 to 16.00 on Sunday. The airport has a twenty-four hour automatic currency exchange machine.
ATMs (Automated Teller Machines) can be found all over the island. ATMs offer both NAF and US Dollars.
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Many hotels, larger shops and restaurants accept foreign currency. However the exchange rates used may not be as
competitive as those available at banks.
Payment methods in Curacao
Credit Cards
Most hotels, restaurants and shops accept international credit cards like American Express, Diner’s Club, MasterCard and Visa.Please note: when paying with a credit card, retail outlets are obliged to calculate your purchases in US dollars.
If your credit card is in another denomination i.e. Euro or British pound, the transaction will be charged in dollars first, then
converted to NAF then to euro or British pound, which means that you loose on the exchange rates! Retailers frequently use
an unfavourable exchange rate to compensate the high cost of credit card payment.
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Payments can be made with NAF and US dollars which are accepted almost everywhere. The larger denominations i.e. NAF100
and NAF250, US$50 and US$100 will not be accepted for small purchases. The Euro is also accepted at the larger retail outlets.
However cash payment in dollars and euros will normally be against an unfavourable exchange rate.
